Nicholas F. Ortiz, Esq. and John O'Donnell, Esq. 306 Dartmouth Street Boston, MA 02116 ~and~ 270 Broadway Revere, MA 02151 ~and~ 1 Adams Place Quincy, MA 02169 Phone: 617-716-0282 Email: attorney@bkmass.com Experienced, Effective, and Affordable Consumer and Business Bankruptcy Lawyers Main Office two blocks from MBTA Copley Stop in Boston's Back Bay.   Reviews from Our Clients   Site Map (the pages on this website)  Home  Free Consultation  Client Testimonials  Fees and Costs  About Us  Chapter 7  Chapter 13  Choosing Chapter 7 or Chapter 13?  Business Bankruptcy  Credit  Keeping your Car in Bankruptcy  Divorce and Bankruptcy  Foreclosure  Loan Modifications  Discharging Taxes  Car Repossession  Family Farmer and Fisherman Bankruptcies  Abusive Debt Collection  Non-Bankruptcy Alternatives   Suggest a Question: Didn't answer all your questions about this topic? Suggest a question here and we'll try to put an answer on this page. Enter your email if you want to be notified if we post an answer to your question (optional):

Saving your Home with Chapter 13 Bankruptcy If you fall behind on your mortgage or tax payments, a Chapter 13 bankruptcy is often the only realistic way to save your home from foreclosure. Unless you can come up with all the unpaid mortgage payments, late fees, legal fees, and other costs right away your lender will usually just proceed with foreclosure. Chapter 13 bankruptcy is the only way to make the lender take payment of the back amounts owed over time (3-5 years). Besides saving your home, Chapter 13 bankruptcy often provides a substantial added benefit of paying off unsecured debt (like credit cards) and reducing the amounts owed on debts like car loans. If you are facing a foreclosure and want to save your home, you should contact an attorney as soon as possible.  My office handles Chapter 13 bankruptcies and saves the homes of regular people going through tough times. Call 617-716-0282 for more information.  If you are facing a foreclosure, please mention that you saw this web site so that we can handle your inquiry as soon as possible.   Home | Testimonials | About Us | Request Free Phone Consultation or call 617-716-0282

© 2002-, Law Office of Nicholas F. Ortiz, P.C. As defined by federal law, the Law Office of Nicholas F. Ortiz, P.C. is a debt relief agency.  We help people file for bankruptcy relief under the Bankruptcy Code. Any information you obtain at this site is not, nor is it intended to be, legal advice or a complete explanation of any topic. Any person making an inquiry to the Law Office of Nicholas F. Ortiz, P.C. through this web site is advised that no attorney-client relationship will be formed without a signed written agreement. Ortiz & O'Donnell is a trade name of Law Office of Nicholas F. Ortiz, P.C.