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Chapter 13

How Long Does a Bankruptcy Case Last?

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April 30, 2012

Understandably, bankruptcy is something people like to put behind them. That’s the whole concept: a court proceeding and a fresh start. The two types of bankruptcy individuals file, Chapter 7 and Chapter 13, have different timelines. The timeline of a normal consumer Chapter 7 case: After a Chapter 7 case is filed, the court...
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Can a Second Mortgage Foreclose on my Home?

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1
January 12, 2012

In theory, the answer is, yes. A junior mortgage, such as a HELOC or other second or third mortgage, can foreclose in Massachusetts.  There are additional procedures for the foreclosure of junior (second, third, etc.) mortgages that are different than those for first mortgage holders. However, in this economy, many junior mortgages are partially...
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